The Proto
Greek for "first." The optimal starter home,designed for those ready to build equity from day one. Built by vetted local builders, independently contracted through our platform.
Greek for "first." The optimal starter home,designed for those ready to build equity from day one. Built by vetted local builders, independently contracted through our platform.
2
Bedrooms
2
Bathrooms
996
Square Feet
~$225k*
Est. All-in Cost
No guessing games. The Proto is offered as a complete package: lot, construction, and finishes. We walk you through the estimates so you understand the full picture.
*All figures are estimates. Costs vary based on lot, site conditions, and finishes. Equity projections are not guaranteed. Excludes financing and closing costs.
*Estimate only. Based on 5% down, 7% rate, 30-year fixed. Actual rates, taxes, insurance, and fees will vary. This is not a loan offer or commitment.
When you buy an existing home, you need a down payment just to get in the door. With Themelios, you can get started with as little as 5% down. Your home is built for less than it appraises for, so you start ahead from day one.
You need a down payment to get started. That's your only equity until the home appreciates. You inherit someone else's choices and their deferred maintenance.
Your starting equity:
Only your down payment
Get started with as little as 5% down through our lender partners. Interest during construction is rolled into the loan, so you don't have to worry about two payments. Your home is built for less than it appraises for, meaning you start with a lower loan relative to your home's value. That structural advantage compounds into lower monthly payments, faster refinance eligibility, and stronger net wealth at every stage of homeownership.
Your advantage:
Built below market value from day one
Proven designs that reduce guesswork
Builders aligned with attainable housing
Builds stay on track and on budget
NWA has room to appreciate
A financial cushion if life changes
More options when ready to sell or refinance
A stronger foundation for building wealth
Lower monthly payments compared to buying an equivalent home with FHA financing
Clean, modern finishes designed to feel good and stay that way. Every choice is made to reduce maintenance and maximize livability.
Every decision in The Proto is intentional. The optimal starter home,nothing wasted, nothing missing.
996 sqft designed to feel open and functional. Everything you need, nothing you don't.
A primary suite with its own bath, plus a second full bathroom. Comfort without compromise.
Clean lines and natural materials that feel calm and collected. A backdrop for your life, not a showroom.
Materials chosen to look good for years without constant upkeep. Spend your weekends living, not maintaining.
We're upfront about what's included. When things change, we communicate quickly and guide you through.
We walk you through each decision. You stay informed without getting overwhelmed.
2 bedrooms, 2 bathrooms, and an open living area in an efficient 996 sqft layout.
2
Bedrooms
2
Bathrooms
996
Sq Ft
1
Story
The Proto is designed for those ready to own their first home in Northwest Arkansas. With trails, lakes, and community nearby, your home becomes a launchpad for the life you want.
6-8*
months typical build time
1 yr
builder warranty
5%
down to get started. Construction interest rolled into the loan.
*Construction timeline upon approved permits. Does not include permit approval time.
Let's talk about your timeline, your lot options, and whether The Proto is the right fit for you.
info@themelios.io | Bella Vista, Arkansas