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Disclaimer

Last updated: January 28, 2025

Platform Disclaimer

Themelios Co. is a platform, not a builder, lender, or real estate brokerage. We connect customers with independent, licensed third-party service providers including builders, lenders, and real estate professionals. These providers are not employees, agents, or partners of Themelios Co.

Our role is limited to coordination, communication, and providing platform tools. We do not construct homes, provide financing, or perform real estate services directly.

Construction Services

All construction work advertised or coordinated through our platform is performed by independent, licensed builders who operate as independent contractors. These builders are solely responsible for:

  • All construction means, methods, techniques, sequences, and procedures
  • Site safety, security, and OSHA compliance
  • Building code compliance and obtaining all required permits and inspections
  • Quality of workmanship and materials
  • All warranties on construction work
  • Selection and management of subcontractors and suppliers
  • Employment practices and labor compliance
  • Insurance and bonding requirements

Themelios Co. does not act as a general contractor, construction manager, or building inspector. We do not supervise, direct, or control construction work. We do not inspect work for quality or code compliance. Any checklists, standards, or documentation we provide are for coordination purposes only and do not constitute construction oversight.

Financial Information

All pricing, cost estimates, monthly payment calculations, and financial projections displayed on our website or provided through our platform are estimates only and are provided for general informational purposes.

These estimates are not guaranteed and are subject to change based on numerous factors including but not limited to: lot selection and site conditions, material costs, labor availability, permit requirements, market conditions, interest rates, and individual specifications.

Any projections of home values, equity, appreciation, rental income, or investment returns are illustrative examples only and do not guarantee actual results. Home values can decrease. Past performance is not indicative of future results.

We strongly recommend consulting with qualified financial, tax, and legal professionals before making any real estate or investment decisions.

Draw Processing

Themelios Co. may provide draw processing services as a verification layer to help confirm that construction milestones have been completed before recommending disbursement of funds.

Funds do not flow through Themelios Co. We do not hold, escrow, or disburse any construction funds. All funds are disbursed directly by the lender or funding source. Our role is limited to verification and documentation support.

Our verification does not replace required building inspections, code compliance reviews, or professional assessments. We are not licensed inspectors. Final draw approval remains with the lender or funding source.

Lender Neutrality

Customers may choose any lender or title provider. Themelios Co. does not require the use of any specific lender, title company, or financial institution.

While we may provide information about lenders in our network or coordinate with lenders on your behalf, you are free to select any qualified lender of your choice. We receive no compensation for lender referrals that would affect your loan terms.

Themelios Co. is not a lender and does not provide mortgage or financing services. All financing is subject to credit approval and other requirements determined by independent, third-party lenders. Information about financing options, including references to loan programs such as "0% down," is provided for general informational purposes only and does not constitute a loan offer or commitment.

Real Estate Services

Themelios Co. is not a licensed real estate brokerage. Any real estate transactions, including the purchase of land or completed homes, are facilitated through appropriately licensed, independent real estate professionals who operate as independent contractors.

We do not provide real estate advice, and any information about lots, properties, or market conditions is for general informational purposes only.

No Guarantee of Outcomes

Themelios Co. makes no guarantees regarding:

  • Permit approvals or timeline for permit issuance
  • Financing or loan approvals
  • Construction timelines or completion dates
  • Final pricing or costs
  • Inspection outcomes or code compliance
  • Contractor, subcontractor, or material availability
  • Home values, appreciation, or equity
  • Rental income or investment returns
  • Quality of work performed by independent contractors
  • Resolution of disputes with independent contractors

Actual results may vary significantly based on market conditions, site conditions, material costs, labor availability, permitting requirements, and other factors beyond our control.

Website Content

The information on this website is provided for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on the website.

Renderings, images, and visualizations of homes are artistic representations and may not reflect the final constructed product. Actual homes may vary in appearance, materials, and features.

Any reliance you place on such information is strictly at your own risk. We recommend verifying all information independently before making decisions.

Third-Party Links and Content

Our website may contain links to third-party websites or content. These links are provided for your convenience only. We have no control over the content, privacy policies, or practices of third-party sites and accept no responsibility for them.

The inclusion of any link does not imply endorsement, approval, or control by Themelios Co. You access third-party sites at your own risk.

Limitation of Liability

To the fullest extent permitted by applicable law, Themelios Co. shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from:

  • Your use of or inability to use our website or services
  • Any conduct or content of any third party, including independent contractors in our network
  • Any content obtained from our website
  • Unauthorized access, use, or alteration of your transmissions or content
  • Any construction defects, delays, or issues arising from work performed by independent contractors
  • Any disputes between you and independent contractors, lenders, or other third parties

Governing Law

This Disclaimer and any disputes arising out of or related to it shall be governed by the laws of the State of Arkansas, without regard to conflict of law principles. Any legal action or proceeding shall be brought exclusively in the courts of Benton County, Arkansas.

Questions

If you have any questions about this Disclaimer, please contact us at:

Themelios Co.

Bella Vista, Arkansas

Email: info@themelios.io