The Apollo Plan

The Apollo

A spacious 4-bedroom home built for growing families. Purchase your lot, build below market value, and move in with real equity.

4

Bedrooms

2

Bathrooms

1,889

Square Feet

~$48,300

Cash to Start

Where your cash goes

No guessing games. Here is a clear breakdown of the cash you need at each phase, so you can plan with confidence.

Phase 1: Pre-Construction ($32,500)

Lot purchase$25,000
Themelios feasibility deposit$2,500
Soft costs (survey, soil, perc)$5,000

Phase 2: At Loan Closing (~$15,800)

Down payment + closing costs needed$32,268
Covered by lot equity-$25,000
Gap$7,268
Interest reserve (6 months construction)~$8,500
Total Cash Out of Pocket~$48,300

*All figures are estimates. Costs vary based on lot, site conditions, and finishes. Equity projections are not guaranteed.

Estimated monthly payment*

Principal & Interest$2,431
Property Tax$362
Insurance$150
Bella Vista POA$45
PMI (~0.5%)$152
Total with PMI~$3,140/mo
After PMI removed~$2,988/mo

PMI is removable when LTV hits 80%. Based on 7% interest rate, ~1% property tax rate, $150/mo insurance estimate, and $45/mo Bella Vista POA assessment.

What's included

  • Expert support for lot feasibility
  • Lot selection and coordination
  • Access to qualified realtors, lenders, and builders
  • Access to qualified inspectors
  • Cash lot purchase with construction-to-permanent financing through our lender partners
  • Permitting coordination and HOA navigation
  • Complete construction and finishes
  • Weekly progress updates
  • Dedicated point of contact throughout the process
  • 1-year warranty from your independent builder
  • Free access to Themelios Foundation OS (Coming Soon)

Your equity position

Your home is built for less than it appraises for, so you move in with real equity from day one.

Appraised value$434,470
Loan amount$365,354
Instant equity$69,116 (15.9%)

Same home. Different outcome.

Foundation HomeConventional Purchase
Your loan is based onCost to build: $365,354Market price: $434,470
Cash out of pocket~$48,300~$57,447
Loan amount$365,354$391,023
Monthly payment (PITI+POA)~$3,140~$3,321
Equity at move-in$69,116 (15.9%)$43,447 (10.0%)
Time to move in~14 months30-45 days

A conventional buyer would need

5.5

years

$171,698

in mortgage payments

to reach the equity position a Foundation Home buyer has on move-in day.

Cash savings

$9,150 less

Monthly savings

$181/mo less

Equity advantage

+$25,670

Why does it take so long? A 30-year mortgage is front-loaded with interest. In the early years, most of each payment goes to the bank, not to building equity. The conventional buyer's equity grows slowly through principal paydown alone. The Foundation Home buyer started with $25,670 more equity on day one, without making a single mortgage payment to earn it.

How we build below market

Standardized plans

Proven designs that reduce guesswork

Trusted partners

Builders aligned with attainable housing

Streamlined process

Builds stay on track and on budget

Growing market

NWA has room to appreciate

What building below market means for you

A financial cushion if life changes

More options when ready to sell or refinance

A stronger foundation for building wealth

Lower monthly payments compared to buying the same home at market price

See the details

Warm, minimal finishes designed to feel good and stay that way. Every choice is made to reduce maintenance and maximize livability.

The Apollo Plan Front Exterior
The Apollo Plan Living Room
The Apollo Plan Kitchen
The Apollo Plan Dining Room
The Apollo Plan Hallway
The Apollo Plan Primary Bedroom
The Apollo Plan Primary Bathroom
The Apollo Plan Bathroom
The Apollo Plan Laundry
The Apollo Plan Rear Exterior

Designed for real life

Every decision in The Apollo is intentional. Less complexity, more value.

Durable, low-maintenance finishes

Materials chosen to look good for years without constant upkeep. Spend your weekends living, not maintaining.

Space that works harder

1,889 square feet designed to feel open and functional. No wasted hallways or awkward corners.

Warm, minimal aesthetic

Clean lines and natural materials that feel calm and collected. A backdrop for your life, not a showroom.

Local independent contractors

Your builder works with local, independently contracted trades and suppliers. Better communication, faster response times.

Transparent scope

We're upfront about what's included. When things change, we communicate quickly and guide you through.

A guided process

We walk you through each decision. You stay informed without getting overwhelmed.

Built for life in Bella Vista

The Apollo is designed for Northwest Arkansas living. With trails, lakes, and community nearby, your home becomes a basecamp for the life you want.

6-8*

months typical build time

1 yr

builder warranty

~$48K*

estimated cash to start

*All figures are estimates. Construction timeline upon approved permits. Actual costs vary based on lot, site conditions, interest rates, and lender requirements.

Let's talk about The Apollo

Tell us about your timeline and we'll help you get started.

Email Us

info@themelios.io | Bella Vista, Arkansas